Top Home Equity Lenders 2021 – Forbes Advisor


PNC Bank operates in all 50 states and provides a wide range of mortgage products, including specialty loans for low and moderate income borrowers.

PNC also offers an innovative online experience called Home Insight, which takes a deep dive into the home buying process, allowing customers to determine what mortgage payment they can afford and start buying homes with it. real-time rate quotes and loan products. It also allows clients who have applied for a loan to go through the approval process and upload supporting documents. Additionally, the client can invite real estate agents to participate in the process to track progress.

Home Insight combines a home affordability analysis, a monthly payment estimator that takes into account insurance and taxes, and the ability to research listings of available homes. It also links unique budgets, real-time rates, and loan products to real estate listing research to help potential buyers better understand how much home they can afford.

PNC also offers a full digital pre-approval request, where borrowers can apply online and receive approval in minutes.

Available in all 50 states

PNC has branches for more comfortable borrowers with physical experience in the following states: Alabama, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Missouri, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia and Wisconsin.

How to register

Borrowers can apply online or in person at a bank. Customer support by phone is available Monday through Thursday 8 a.m. to 9 p.m. ET, Friday 8 a.m. to 5 p.m. ET, and Saturday 9 a.m. to 2 p.m. ET.


Pre-approval takes between 20 and 30 minutes. The average time to close is 45 days, which is roughly the industry average. In some cases, the close can be as short as 30 days.

Credit requirements
Borrowers must have a minimum credit score of 620. For jumbo loans, the minimum credit score is 700.

Types of loans offered

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